A new system or a big repair shouldn’t wait for the perfect month. Pre-qualify in minutes with a soft credit check that won’t affect your score — all credit considered.
Pre-qualify online or with our help — just a soft credit check that won’t affect your score.
Most homeowners are approved in minutes, with options across a wide range of credit.
We complete the work and you pay over time with fixed, predictable monthly payments.
Quick application and a decision in minutes — even during an emergency replacement.
Predictable payments that fit your budget, with no surprises.
See your options without affecting your credit score.
Pay your balance off early any time and save on interest.
We’ve partnered with FTL Finance, a trusted home-improvement lender specializing in HVAC since 1996, to offer flexible payment options that work for real budgets — with approvals based on your full financial picture, not just your credit score.
Apply with FTL Finance →Spread the cost of a high-efficiency system replacement over easy monthly payments.
Learn more →Finance a new furnace or heating system and stay warm without the upfront hit.
Learn more →Make an efficient heat pump upgrade affordable with monthly payments.
Learn more →Don’t let a big repair bill wait — finance it and restore comfort today.
Learn more →Purifiers, humidifiers, and filtration — healthier air on a budget.
Learn more →Low monthly maintenance plans keep your new system protected.
Learn more →Tell us about your project and we’ll help you pre-qualify — or call (336) 899-4764.
No. Pre-qualifying with FTL Finance uses a soft credit check that does not affect your credit score, so you can see your options with confidence.
FTL looks at your overall financial picture — not just your credit score — so a wide range of homeowners qualify, including those who’ve been turned down elsewhere. The only way to know your options is to apply; it’s quick and free.
Financing can cover anything from a smaller repair to a complete new system. We’ll help you find a monthly payment that fits your budget.
Most homeowners get a decision in just minutes, so you can move forward with your repair or new system right away — even during an emergency.
No. FTL Finance plans have no prepayment penalty, so you can pay your balance off early and save on interest.
New heating and cooling systems, repairs, heat pumps, indoor air quality upgrades, and more — ask us and we’ll walk you through it.
Financing is provided by third-party lender FTL Finance and is subject to credit approval. Rates, terms, and any promotional offers are set by the lender and vary by applicant; see your financing agreement for full details. NC Climate Control is not a lender and does not make credit decisions.
Pre-qualify in minutes or call our Triad team — we’ll find a payment that fits.